Yes. BEF provides finance for eligible founders who are starting a new business, including through the government-backed Start Up Loan. Eligibility and the finance available will depend on your circumstances and the option you are considering.

Yes. BEF provides finance to established small businesses across the North of England. A Momentum Loan can help support working capital, equipment, vehicles, investment or taking advantage of new opportunities.

The right use depends on the finance option and your circumstances. Business finance may help with starting a business, managing cash flow, purchasing equipment or vehicles, investing in systems and technology, recruiting staff, expanding your products or services, or supporting growth and larger projects.

It depends on how long you've been trading, what you want to achieve, how much finance you need and your circumstances. You can explore the relevant start-ups, small businesses or growing businesses page, or use find your finance to explore the options that may suit your business.