Our Loans at a Glance

Our Small Business Loans support UK businesses needing working capital, growth funding, or debt refinancing. They offer flexible funding, transparent pricing, and a straightforward approach to security and guarantees.

With a Small Business eligible applicants:

• - Can borrow up to £250,000
• - Use funds for working capital, business growth, or refinancing expensive short‑term debt
• - Repay over a fixed term of up to 5 years
• - Receive a rate of 14% over the Bank of England base rate
• - Arrangement fee of 4.5%
• - Will typically need to provide director personal guarantees

For a Small Business Loan of £75,000 repayable over 5 years:

• - 60 monthly payments of: £1,863.94
• - Arrangement fee: £3,375.00
• - Total amount repayable: £115,211.40

If this type of finance isn’t what you’re looking for, it may not be the right option for you.

Has your business traded for less than 5 years?

If yes, a Start Up Loan offering £500–£25,000 per person (up to 4 people), with a fixed 7.5% interest rate and mentoring support, may be a more suitable option.

When you press Continue, you’ll be redirected to the BEF Group enquiry form to submit your enquiry.