The BEF North East team are committed to helping business owners secure their operations, without the barriers of traditional lenders. So, we offer many of our Small Business Loans with no additional collateral required.

Protect your employees' jobs. Unlock working capital that powers faster growth. Stay competitive in the most challenging conditions. All without risking your own property and assets.

Talk to us about an unsecured Small Business Loan that keeps you on the right track.

Secured business loans are backed by collateral, usually the borrower's property or assets. Because this reduces risk for the lender, secured loans often charge lower interest rates.

Unsecured business loans require no collateral. Instead, lenders look at a borrower's credit history and the overall strength of their business. Unsecured loans can sometimes charge higher interest rates on average, but can be faster to approve.

As a community development finance institution (CDFI), BEF North East also looks beyond your credit score. We're interested in the kind of positive impact your business makes. How many jobs does it create? What service does it provide for local people?

Trust us to tailor a loan around your circumstances and keep you on the road to growth.