Capital expenditure loans in the North East
Never miss an opportunity again. With a Small Business Loan from BEF North East, your business doesn’t have to choose between growth and security.
Check your eligibility
Using Small Business Loans for capital expenditure
A Small Business Loan helps SME owners invest in essential capital expenditure (CapEX) that unlocks long‑term growth.
You can upgrade key equipment to boost productivity and reduce costly downtime. Many firms use funding to refurbish premises and create more appealing customer spaces. Others invest in new technology that streamlines operations and supports future expansion.
A loan can also help you purchase vehicles or machinery that open up new revenue opportunities. These upgrades can strengthen your competitive edge, especially in areas with challenging local economies
Reliable finance empowers you to plan confidently and move faster when opportunities appear. With flexible repayments, you can spread costs without straining cashflow. Strategic investment today can build a stronger, more resilient business tomorrow.
CapEx loans at a glance
For seizing opportunities whenever they show up. Take some of the risk out of expansion, invest in your business with confidence.
Grow with confidence
- For businesses trading 1+ years
- Average loan size: £75k
- Competitive interest, repay over 1–5 years
- 4.5% setup fees
- Low early repayment fees
- Funds typically in 1–2 weeks
- Credit check required
Using a CapEx loan for faster growth
You know best when it comes to what your business needs to grow. But experience has shown us the most common uses for this kind of finance.
What else can you do with a Small Business Loan?
BEF North East’s investment managers match finance to your business goals. You could use your loan to provide working capital and protect your daily operations. Or you might prefer to refinance short-term loans and free up cash flow.
We’ve got deep knowledge of a range of sectors, from hospitality to business services. Best of all, our investment managers are deeply familiar with the North East’s local economy.
Get funded in 4 steps
How much will it take for your business to take its next step?
Your Investment Manager shapes the right solution for you
A plain-language breakdown makes finance easy to grasp
You could get your working capital in as little as two weeks
Make sure you can always meet the demand.
Check your eligibilityKeep up your business momentum
With a CapEx loan from BEF North East, you don’t have to choose between growing faster and protecting your business. Let us take the risk out of success.